Klarna

»Klarna is one of the world's leading payment providers and a licensed bank that is fundamentally changing the payment experience for shoppers and merchants.

The company, which was founded in Sweden in 2005, enables consumers to quickly, easily and securely settle outstanding payments immediately, later or in instalments. Klarna works with over 250,000 merchants such as H&M, Spotify, MediaMarkt, Expedia, Adidas and Deutsche Bahn and currently employs over 4000 people in 20 countries. In 2014, Klarna acquired Sofort GmbH, followed by the acquisition of Billpay GmbH in 2017.«

Source: klarna.com (State of Jan 2022)